interruption because my business was closed, i lost a certain amount of profit because of the closing of the business. auto, that is a relatively straightforward calculation. >> does it make any difference if it was your house, your primary residence, that was destroyed, let's say along the southern shore of long island. or if you're a millionaire and have a second home along the jersey shore, the long island shore. do those issues come into effect? >> in the private insurance business, what is the contract? what is covered? what is insured? the second home, third home, you have to look at the policy, liberty made it very clear -- >> what about the government money that will be allocated? >> now, most of the government money, i suspect, i have not looked at the appropriation, i bet you the great bulk of that money is for community purposes, bridges, roads, sewers, water.